Voya Supplemental Insurance

Supplemental insurance plans offered by Voya pay a cash benefit in case of accident, critical illness or hospital confinement. These plans are not intended to replace medical insurance, but will pay a benefit regardless of other insurance coverage you may have. These funds can be used to replace lost wages, cover out-of-pocket medical costs, or any other cost arising from your covered medical condition. 

Need to file a claim? Easily get the forms you need through the Voya Claims Center. loanDepot's group policy number is 0069065-1.

Please be aware that certain pre-existing conditions and other limitations may apply, and that the Critical Illness plan does not pay out 100% of the benefit for all conditions. Review the plan summaries below for details.

Wellness Pays

All three Voya  plans contain a Wellness Rider! File a wellness claim after receiving your annual physical or other preventive care service, and receive $50!

Accident Plan 

Accident insurance helps you meet the out-of-pocket expenses and extra bills that can follow an accidental injury, whether minor or catastrophic. This plan provides a lump sum benefit based on the type of injury/covered incident you sustain. Coverage is available for you and your eligible dependents. 

When you enroll in an High Deductible Health Plan, loanDepot will pay for you to be enrolled in Accident insurance through Voya. Eligible family members can also be enrolled at a discounted cost.

Hospital Indemnity

The Hospital Confinement Indemnity plan is designed to provide financial protection by paying you a direct cash benefit if you are hospitalized. You can use the benefit to help meet out- of-pocket expenses and pay for extra bills that can occur. Lump-sum benefits are paid directly to you based on the amount of coverage you elect, regardless of the actual cost of treatment. Coverage is available for you and your eligible dependents.

Critical Illness

Voya’s Critical Illness plan provides cash to help with the extra expenses associated with your recovery from a serious illness such as heart attack, stroke or cancer. If you are diagnosed with a covered illness, you get a lump-sum cash benefit — even if you receive benefits from other insurance. Use it for treatments not covered by other insurance or a dream vacation to celebrate your recovery…you decide!