Leave of Absence

Expecting a Child

Congratulations on the addition to your family! Whether you’re an expectant mom or dad, this page is for you. Families come in all shapes and sizes, and we are here to help you as yours grows. Families adding by birth, adoption or foster care may be eligible for time off up to 12 weeks – even more for pregnant moms in some states. Cigna is our leave management partner, and will be able to walk you through the details of what you are eligible for, but generally speaking:

  • Provided you have been employed by loanDepot (or a subsidiary thereof) for at least 12 months, and have worked at least 1250 hours in the 12 months prior to requesting leave, you would be eligible for up to 12 weeks of leave
  • If you are married to another employee of loanDepot (or a subsidiary), you would share the 12 weeks of available leave time with your spouse
Leaves are unpaid by loanDepot, but some states have disability and paid family programs. If you have questions about your state, please contact benefits@loandepot.com. There is also the option of Short Term Disability (if you are enrolled – if not, you can enroll during Open Enrollment) – which would apply for your own disability (pregnancy included). If you wish to add your child to your Benefits elections, you will need to do so within 30 days of the child's birth, adoption or foster placement date. Please refer to the LOA Checklist for additional information on the leave process. You can also contact benefits@loandepot.com or Cigna at 888.842.4462 with any questions you might have.

Employee Medical

If your Doctor informs you that you are or will be unable to work due to your own medical condition, read on here: You may be eligible for leave under Federal or State law. Cigna is our leave management partner, and can help you to understand what you are eligible for. Leaves are unpaid by loanDepot, but if you are enrolled in Short Term Disability (STD) or live in a state offering Disability, you will want to apply for those benefits during your leave. STD is managed by Cigna. State Disability in applicable states is paid through the State program. If you need more information regarding what you are eligible for, you can contact Benefits at benefits@loandepot.com, or Cigna at 888.842.4462. Please refer to the LOA Checklist for additional information on the leave process through loanDepot.

Family Leave

Family is important. We know that you need and/or want to be there for your family when they are not well. Whether they are ill or injured, you may be eligible to take leave up to 12 weeks off work. Should your family member have been injured in the field of battle as a member of the United States armed forces, additional time off may be available to you. Cigna manages our leave of absence process, and will be able to go over your request and let you know what you are eligible for under State or Federal law. Leaves of absence are unpaid by loanDepot, but several states now offer Paid Family Leave programs. Cigna should be able to assist you with this information, and can be reached at 888.842.4462. You can also contact the loanDepot Benefits department with questions by emailing benefits@loandepot.com. Please refer to the LOA Checklist for additional information on the leave process through loanDepot.


loanDepot is a proud and committed supporter of the men and women serving in the United States Armed Services. If you are called to duty serving in any branch of the military, you will be granted leave of absence in accordance with the Uniformed Services Employment and Reemployment Rights Act of 1994 (“USERRA”) as amended, and applicable state and local laws. Please contact the benefits department at benefits@loandepot.com and provide a copy of your orders. loanDepot will pay for travel time to and from training, and will make your pay whole during any period of training or deployment. This means if you receive less than your regular wages while serving duty, loanDepot will make up the difference. We will need the orders you submit to have information on pay listed so that we are sure to pay the appropriate amount. When you plan to return to work, please notify loanDepot benefits at least 48 hours prior to your intended return date so that your systems and security access can be reinstated and ready for you upon your return to work. Return to work timeframes should be in accordance with your orders and USERRA regulations.


We understand that life happens – not always at convenient times. When you need to take time off, not related to your own medical condition or another qualified leave reason, you may wish to request a personal leave of absence. In order to be eligible for a personal leave, you must be a full-time employee with at least six consecutive months of service, according to loanDepot’s Leave of Absence Policy. Process: Please contact your Manager to discuss the option of a personal leave and to have them sign the request form. A personal leave needs to be approved by the manager, VP of the department, and Human Resources Representative prior to taking the leave. Approval of a personal leave of absence is not guaranteed, and the Company reserves the right to grant or deny any requests for a personal leave at its sole discretion. Please refer to the Leave of Absence Policy if you have any other questions about personal leaves of absence.

Employees who need to take a Leave of Absence (LOA) due to their own serious health condition, caring for a family member with a serious health condition, the birth, adoption or foster placement of a child, military service or exigencies arising from having a family member who is active duty in the military may be eligible for job-protected leave under Federal and State law. Please contact the Benefits Team at liveWell@loanDepot.com if you need to take a Leave of Absence, and see below for additional information on the different types of leave available.