The Healthcare Flexible Spending Account (FSA) is a great way to save on out-of-pocket medical, dental and vision expenses. You are able to elect the FSA plan if you are enrolled in either the Premier PPO or Elite EPO plans, or if you don't participate in our medical plans. 

The FSA contribution limit for 2024 is $3,200. Any funds not used by the end of the plan year grace period will be forfeited in accordance with IRS regulations, and elections cannot be changed after the enrollment closes – so you’ll want to plan wisely. 

The Healthcare FSA is pre-funded, which means that the amount elected for the year is available for use as of the date your benefits start. You will receive a debit card from MyChoice Accounts to use to pay expenses directly, or pay out of pocket and request reimbursement later. Think of it as a loan that you pay into with your payroll contributions throughout the year. 

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