As a parent or family caregiver, you know the expense of daytime care providers. If you have children under age 13 in daycare, or a disabled family member in need of care, you can set aside money on a pre-tax basis to help cover the associated cost, up to $5,000 per household. 

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This account is separate from a Healthcare Flexible Spending Account, which covers medical, dental and vision copays and coinsurance for you and elected dependents. If you do not have daycare expenses for a child or family member, this is not the plan for you. 

 

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