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How To Enroll/Change My Benefits

Our goal is to ensure that all employees select the benefits package that
works best for them and their families. Before making your plan selections,
read through the plan information carefully. Additional plan documents and pricing information are available in the Benefits Portal in Workday.


Keep in mind that once you have made your plan elections, you will not be able to change them until the next open enrollment, unless you experience a qualified life event.

Enrolling as a New Hire


You have 31 days from the date of hire to enroll in benefits. Your benefits will be effective the first of the month following your date of hire. 

Even if you have other coverage and will be waiving benefits, you will still need to complete an enrollment in order to designate beneficiaries for your company-paid Life and AD&D coverage.

Ready to enroll?

  • Access the benefits portal by logging into Workday and clicking the Benefits/liveWell icon

Making a Life Event change?

Who is eligible?

All full-time loanDepot employees working 30 hours or more per week are eligible to enroll in benefits. You can also enroll your eligible family members:

  • Your legal spouse

  • Your children up to age 26

    • Includes step-children, children placed with you for adoption, foster children, and children for whom you have legal custody​

  • Disabled children​

    • Of any age who are legally dependent upon you for support​

What is a Qualified Life Event?

Qualified life events are changes to your family status or benefits coverage that allow you to make changes to your benefits outside of Open Enrollment. Examples of these changes include:

  • Marriage or divorce

  • Birth of a child

  • Involuntary loss of other coverage

  • Gaining new coverage

If you experience a life event, it is critically important that you request your change in the Benefits Portal within 31 days of the date of the event.  Please be aware that making changes such as adding dependents will result in changes to your benefit  cost, and you may be responsible for catch-up deductions.

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