loanDepot offers comprehensive medical coverage through 4 different plans designed to accommodate every budget and medical need. Each plan is offered through Anthem (Blue Cross) and comes with Anthem’s extensive nationwide network of providers. Standard on all plans are:
Preventive care covered at 100%
Access to LiveHealth Online, Anthem’s virtual healthcare platform
Anthem’s Engage app – a one stop resource for all of your benefits with loanDepot
The Premier PPO and Elite EPO offer flat copays for doctors visits (including mental health) and prescriptions, while services such as emergency room care, diagnostics and in-patient hospitalization may be subject to a deductible and coinsurance. These plans are compatible with the Flexible Spending Account (FSA).
On the two High Deductible Health Plans, you pay the full cost of all care, including most prescriptions, until you meet your deductible. These plans are compatible with the Health Savings Account (HSA), which allows you to contribute pre-tax dollars to a savings account that carries over from year to year to help cover your higher out-of-pocket costs.