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Medical Plans


loanDepot offers comprehensive medical coverage through 3 different plans designed to accommodate every budget and medical need. Each plan is offered through Anthem (Blue Cross) and comes with Anthem’s extensive nationwide network of providers. Standard on all plans are:

  • Prescription Coverage

  • Preventive care covered at 100%

  • Access to LiveHealth Online, Anthem’s virtual healthcare platform

  • Anthem’s Sydney – a one stop resource for all of your benefits with loanDepot

The Premier PPO and Elite EPO offer flat copays for doctors visits (including mental health) and prescriptions, while services such as emergency room care, diagnostics and in-patient hospitalization may be subject to a deductible and coinsurance. These plans are compatible with the Flexible Spending Account (FSA).

On the High Deductible Health Plan, you pay the full cost of all care, including most prescriptions, until you meet your deductible. This plan is compatible with the Health Savings Account (HSA), which allows you to contribute pre-tax dollars to a savings account that carries over from year to year to help cover your higher out-of-pocket costs. 

In addition to the plans above, we offer our California Employees, a Kaiser Permanente HMO plan. You must receive all your care from doctors and hospitals inside the Kaiser Permanente network. With this plan you'll pay a copy for in-network office visits and prescription drugs, and there is no cost for diagnostic lab work and imaging. This plan is also compatible with the Flexible Spending Account (FSA).

Spousal Surcharge:

If your spouse is eligible for group coverage through their employer and you opt to enroll them in one of our medical plans, you will pay an additional $50 surcharge each paycheck.

Anthem Concierge

loanDepot has a dedicated Concierge on staff, accessible to all loanDepot employees and enrolled family members

Our concierge can help you:

  • Manage claim issues. If you have an issue with a claim and need help, we have just the person for you

  • Find care. If you are seeking a specific provider or a specialist in your area, they can help

  • Help understand what your plan covers

Email to get connected with our friendly Anthem Concierge today. 

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